Privacy Policy

Effective Date: August 27, 2025

This Privacy Policy describes how Michael Mascola ("we," "us," or "our") collects, uses, and shares your personal information when you visit, use, or make a purchase from https://mascolaagency.agency/ (the "Site") and how we comply with A2P (Application-to-Person) messaging regulations.

1. Information We Collect

We collect information you provide directly to us when you interact with our Site, such as when you:

•Fill out a contact form, request a quote, or register for services.

•Sign up for newsletters or marketing communications.

•Communicate with us via email, phone, or other channels.

The types of personal information we may collect include:

•Contact Information: Name, email address, phone number, and mailing address.

•Demographic Information: Age, gender, or other demographic details you choose to provide.

•Inquiry Details: Information related to your specific requests or interests in our services.

We also automatically collect certain information when you visit our Site, including:

•Usage Information: Your IP address, browser type, operating system, referring URLs, pages viewed, and the dates/times of your visits.

•Device Information: Information about the device you use to access our Site, such as hardware model and unique device identifiers.

•Cookies and Tracking Technologies: We use cookies and similar tracking technologies to track activity on our Site and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

2. How We Use Your Information

We use the information we collect for various purposes, including to:

•Provide, operate, and maintain our Site and services.

•Process your inquiries, requests, and transactions.

•Send you technical notices, updates, security alerts, and support and administrative messages.

•Communicate with you about products, services, offers, promotions, and events offered by us and others, and provide news and information we think will be of interest to you.

•Monitor and analyze trends, usage, and activities in connection with our Site.

•Detect, investigate, and prevent fraudulent transactions and other illegal activities and protect the rights and property of Michael Mascola and others.

•Personalize and improve the Site and provide advertisements, content, or features that match user profiles or interests.

•A2P Messaging Compliance: Specifically, for A2P messaging, we use your phone number and consent to send you marketing, transactional, and informational messages related to life insurance, in compliance with TCPA and other relevant regulations. Your consent is explicitly obtained via opt-in mechanisms.

3. Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties without your explicit consent, except in the following circumstances:

•Service Providers: We do not share information with third-party vendors, consultants, and other service providers who need access to perform services on our behalf, such as website hosting, data analysis, payment processing, and customer service without your consent first.

•Legal Compliance: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court order or government agency).

•Business Transfers: In connection with any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company.

•Protection of Rights: To protect the rights, property, and safety of Michael Mascola, our users, or others.

•With Your Consent: We may share your information with third parties when we have your explicit consent to do so.

4. Your Choices

•Opt-Out of Marketing Communications: You may opt out of receiving promotional communications from us by following the instructions in those communications or by contacting us directly. If you opt out, we may still send you non-promotional communications, such as those about your account or our ongoing business relations.

•SMS/Text Messaging: For SMS/text messages, you can unsubscribe at any time by texting "STOP" to (561) 889-1219.

•Cookies: Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove or reject browser cookies. Please note that if you choose to remove or reject cookies, this could affect the availability and functionality of our Site.

5. Data Security

We implement reasonable security measures designed to protect your personal information from unauthorized access, use, alteration, and disclosure. However, no internet transmission is completely secure, and we cannot guarantee the absolute security of your data.

6. Third-Party Websites

Our Site may contain links to third-party websites. This Privacy Policy does not apply to the practices of those third parties. We encourage you to review the privacy policies of any third-party sites you visit.

7. Children’s Privacy

Our Site is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal information, we will take steps to delete such information.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top. You are advised to review this Privacy Policy periodically for any changes.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us:

•By email: [email protected]

•By phone: (561) 889-1219

•By mail: 1911 San Gabriel ST APT 103, Austin TX 78705